Terms & Conditions
Welcome to QGIRCO
By accessing and using the official website of Qatar General Insurance & Reinsurance Company (QGIRCO), you agree to the terms and conditions outlined below. If you do not agree with any part of these terms, we kindly request that you discontinue the use of our website and online services.
These terms are subject to change without notice, and your continued use of the website signifies your acceptance of any updates.
About QGIRCO
QGIRCO is a publicly listed insurance and reinsurance company in Qatar, offering a comprehensive range of individual and corporate insurance services, including marine, engineering, medical, property, home, motor, and many other products. This website provides information about our offerings, operations, and company updates.
QGIRCO is licensed and regulated by the Qatar Central Bank (QCB). All insurance services provided are subject to QCB Law, rules, and regulations.
Definitions
“Company,” “we,” “our,” or “us” refers to QGIRCO, an entity licensed and regulated by the Qatar Central Bank (QCB).
“User” or “you” refers to individuals or entities accessing our website or using our services.
“Insurance Policy” means the contract between the Company and the insured containing the terms, conditions, liabilities, and rights of the parties. (As defined per QCB Law No. 13 year 2012).
General Conditions
All insurance products and services offered by the Company are subject to the terms, conditions, and exclusions outlined in the respective policy documents, which comply with the regulations of the Qatar Central Bank (QCB) and the applicable regulations.
The availability of products and services may vary based on regulatory approvals in Qatar.
Website and Mobile Application Usage
You agree to use this website for lawful, non-commercial purposes only. Any unauthorized use or misuse of content, systems, or data is strictly prohibited.
We make every effort to ensure the accuracy of the information, but do not guarantee its completeness or suitability for your specific needs.
The website and services comply with Qatari laws, including but not limited to the Qatar Cybercrime Prevention Law No. (14) of 2014
Users must not:
- Post or transmit any unlawful, harmful, or offensive material.
- Attempt to breach website security or gain unauthorized access.
- Use automated systems to extract data or interfere with site performance.
User Accounts & Security
Certain services, such as policy management, online claims, or payments, may require you to create an account. By registering:
- You are responsible for maintaining the confidentiality of your username and password.
- You agree to notify QGIRCO immediately of any unauthorized access or suspected breach.
- QGIRCO reserves the right to suspend or terminate accounts that are misused or used in violation of these Terms & Conditions.
Intellectual Property
All content featured on this website, including text, graphics, logos, icons, images, audio, video, and downloadable files, is the property of QGIRCO or its licensors. It is protected by copyright, trademark, and other intellectual property laws in the State of Qatar.
You may view, download, and print content for personal use only. Commercial use or reproduction of content without written permission is strictly prohibited.
Information Accuracy
While we make every effort to ensure the accuracy of the information published on our website, QGIRCO does not guarantee that all content is free from errors or omissions. The information provided is for general guidance only and should not be interpreted as legal, financial, or professional advice.
For accurate, up-to-date policy details or insurance-related advice, please contact our customer service or visit a QGIRCO branch.
Limitation of Liability
QGIRCO is not liable for any loss or damage resulting from:
- Use or inability to use the website.
- Reliance on any content or materials presented.
- Errors, interruptions, or viruses on the website.
- Third-party links or services referenced on the website.
Indemnity
You agree to indemnify and hold QGIRCO, its affiliates, employees, and representatives harmless from any claims, liabilities, losses, or expenses (including legal fees) arising from your misuse of the website, breach of these Terms & Conditions, or provision of false information.
External Links
This website may include links to third-party websites for additional information or convenience. QGIRCO does not control these external sites and is not responsible for their content, accuracy, or privacy practices. Use of such sites is subject to their own terms and policies.
Force Majeure
QGIRCO shall not be held responsible for any delay or failure in providing online services due to causes beyond its reasonable control, including but not limited to natural disasters, system failures, network disruptions, or regulatory actions.
Privacy and Data
Use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using this site, you consent to our privacy practices.
Terms Revisions
QGIRCO reserves the right to modify, update, or revise these Terms & Conditions at any time in line with operational needs and regulatory requirements. Continued use of the website following changes constitutes acceptance of the updated terms.
Governing Law
These Terms & Conditions are governed by the laws of the State of Qatar. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of Qatari courts.
Severability
If any provision of these Terms & Conditions is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
Contact Us
For questions about these terms or the use of our website, please contact:
Customer Support: Support That Is Always Within Reach
📞 Contact : +974 4473 3888
📱 WhatsApp : +974 3371 9999 | +974 5579 0729
📧 Email: info@qgirco.com
🕒 Timing: Sunday to Thursday | 8:00 AM – 4:00 PM